Hawaii State Higher Education Loan (SHEL)

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State Higher Education Loan (SHEL)


Eligibility: Undergraduate and graduate students.
Must be a Hawaii Resident.

Demonstrate financial need.

Interest Rate: 5% fixed
Grace Period: 9 months (begins when the student drops below half time enrollment, leaves school, or graduates)
Promissory Note: Promissory note packets are mailed to the student's current mailing address listed on the myuh portal site.
Packets will only be printed once the student has accepted the loan on the myuh portal site.

Repayment: Payments can be made to:
University of Hawaii
General Accounting and Loan Collections
1404 Lower Campus Road Rm 18
Honolulu, HI 96822-2313

Deferments**: In-school deferment
Hardship deferment

Exit Interview: www.mycampusloan.com
Billing Servicer Campus Partners
Consolidation This loan cannot be consolidated with your federal loans.