Apply for a loan through South Carolina Student Loan (SCSL), a trusted, non-profit education loan provider since 1973
Apply for a Loan
Apply for a loan through South Carolina Student Loan (SCSL), a trusted, non-profit education loan provider since 1973. We are dedicated to helping you achieve your dreams.

Federal Stafford Loan - A long-term, low interest rate loan available to students to help pay expenses related to attending a college or university.


Federal Parent PLUS Loan – Designed to help parents with dependent children pay the cost of their child’s education expenses.


Federal Graduate/Professional PLUS Loan (Grad PLUS) – Designed to help graduate or professional students pay the cost of their education expenses.


Palmetto Assistance Loan (PAL) – A private loan offered exclusively by SCSL for undergraduate students, graduate students, and parents of undergraduate students to supplement federal loans and other financial aid.


PAL Residency and Relocation (R & R) Loan – A private loan offered exclusively by SCSL for 4th year medical students seeking their residency.


PAL Law PREP (Practice Review and Exam Preparation) Loan – A private loan offered exclusively by SCSL for law students preparing for and taking the bar exam.


PAL Consolidation Loan - A private loan offered exclusively by SCSL that allows borrowers to consolidate all of their private education loans into a single, variable rate loan with one payment each month.


SC Teachers Loan - A 100% forgivable state loan, offered exclusively by SCSL, designed to entice talented and qualified students to the teaching profession.


SC Career Changers Loan - A 100% forgivable state loan, offered exclusively by SCSL, designed to assist individuals wishing to change careers and enter the teaching profession.


SC PACE Loan - Offered exclusively by SCSL, this state program reimburses individuals for expenses associated with the SC Program of Alternative Certification for Educators (PACE) program.
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